THE PERFECT
Zusatzschutz.
healthcare pro
our benefits
Negotiated exclusively for you
- Registration without health check and immediate insurance cover without waiting periods being applied*
- Benefits from DKV‘s current top tariff, for Luxembourgers and cross-border commuters as well as for their family members
- Benefits from DKV‘s current top tariff, for Luxembourgers and cross-border commuters as well as for their family members
- Age-independent contributions
- Continuation right: when leaving the group scheme, it will be possible to change into a private individual contract in a tariff accessible at that time and comparable to the previous insurance cover
*During the campaign. After expiry of the campaign with medical check and waiting periods.
In 2009, an independent insurance broker was asked by the staff delegation to set up a collective supplementary health insurance for the employees of the Hôpitaux Kirchberg. After other hospitals having joined the collective scheme, it has become one of the largest framework agreements in the Grand Duchy.
Detailed information on benefits and guarantees can be found in our brochure.
HCP - EH (Easy Health)
Made in Luxembourg
EASY HEALTH is a supplementary tariff for the statutory health insurance. Being the first insurer able to meet the tough requirements of the Luxembourg Chambers of Commerce and Handicrafts we received the Foreign Ministry‘s ‘Made in Luxembourg’ quality label for this tariff.
With EASY HEALTH, we offer you comprehensive health insurance. Today and in the future, you benefit from the best medical care available. Especially in those cases, where your statutory health insurance does not cover the costs. Or if you decide to treat yourself with a bit more than usual!
EASY HEALTH offers the best possible cover in any case. As a firstclass patient, you benefit from many advantages: from a one-bed room in a renowned hospital to alternative treatment methods to high-quality dental prostheses. We act in the interest of our insureds and aim at a well-balanced relation between benefits and premiums, which are calculated in accordance with the applicable statutory regulations. Whether at home or abroad – with us you get the best medical care in case of illness or accident.
YOUR ADDED VALUE
AT A GLANCE
- Medical treatment
- Homeopathic medication
- Drugs and dressings
- Physiotherapy
- Medical aids
- Services of a midwife
- Visual aids (spectacles incl. frames/contact lenses) up to a max. amount of 500 € every two years
- Alternative treatment methods up to 1000€ per calendar year
Detailed information on benefits and guarantees can be found in our brochure
- Medical treatment, also by senior consultants
- Accommodation costs for single or shared room
- One-day-clinic
- Costs for telephone connection and hire of TV set
- Hospital daily benefits (20 €)
- Transport à l’hôpital en ambulance (jusqu’à 400 km)
- Rooming-in for one parent with coinsured children (for children up to the age of 12)
- Accommodation of the father in the hospital at childbirth
Detailed information on benefits and guarantees can be found in our brochure
- Above-average reimbursement of the costs of orthodontic treatment, dental prostheses, dental crowns and inlays
- Up to 100% for dental prosthesis
- Deep tooth cleaning
- Maximum of 80% coverage for orthodontics
Detailed information on benefits and guarantees can be found in our brochure
Premiums group contract
HCP-EH
- 75,60€ for adults
- 23,40 € for children up to the age of 19 years
- 23,40 € for pupils / students from the age of 20 years
Children are generally insurable up to the age of 19, but can remain insured up to the age of 26, provided they are still at university or in vocational training and a proof of education (pupil/student) can be submitted.
Insurance tax
- 4,00% - Luxemburg
- 0,00% Germany
- 20,27% France
- 9,25% Belgium outpatient only
19,25% Belgium inpatient only
9,25% Belgium combined products like HCPEH
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